Also, inventory is horrible right now. 

As you will deal with every horrible thing in life.... tenants disputes, sleazy contractors, the city who hates your grass, everyone has a sob story and can't pay rent, be emotional ready for evictions and threats, and know your lease and local laws.

You can guess that this is horribly simplified from a four hour class.

The other day, I decided to calculate how much I’ve spent on rent in these past 6 years and the answer was truly horrible... nearly 150k in money lost.

There is a lot of great work to do out here, and most of it isn't as horrible as the FIRE gurus/podcasters would have you think. 

The answer is simple -- REO listing agents do a horrible job of marketing their properties.

Also I would yelp, zillow, realtor, trulia, and anywhere else you can blast this horrible job out there on the internet.

Whole Life insurance policy is a horrible product, specially for someone as young as you are.

They are a horrible idea and do not fit my model. 

That would be a horrible idea for retirement vehicles because of the tax hit you'd take.