The buy and hold strategy has shifted more to an equity play rather than the cash flow play we have all been taught and love. 

Choose a strategy - Real estate offers options like buy-and-hold, house hacking, or flipping.

These are areas I know like the back of my hand!

It's our goal now to start purchasing additional buy and hold properties, but still consider ourselves newbies when it comes to investing. 

I’m trying to estimate the cost of insurance for my holding cost calculation 

I'm worried about how much penalty I'll have for using my insurance.Or, do I save on monthly premium and hold a high deductible, and pay for a new roof out of pocket once it fails? 

I also hold a real estate license in ND & MN. 

Investment Info:Large multi-family (5+ units) buy & hold investment.

I am looking for a mentor that has experience in long term holds, and renovation costs.

Understanding the bifurcation of the returns on a model (money made during hold vs exit) and the sensitivity analysis of what action can cause the greatest impact to the bottom line are critical.