I would like to know what are the options that I can use to be able to keep my property.

Alameda could be a nice option, if work is close to the ferry...

You will have the option of using someone within your state or perhaps out of state. 

putting a post on your local state hosting facebook group might be a good option as well..

Realistically speaking, you'd need to double that price range ($600-800K) to see low-end duplex options on the market.

While a cash out refinance is a very good option in this situation, you could also look to see if the lender you are currently working with would give a commercial line of credit as well.

I just want to see what options I might have to help me scale with this being my first property.

Consumer borrowers have the option of a 7 or 13, sometimes a 12 if they are fishermen or farmers but none of those allow for restructuring.

Looking into options.  

The condo association has funds for the owner to complete the rehab and the owner has to option to request draws or take the money and control the rehab themselves.