I have sufficient funds for a 20% downpayment, but am debating if it might make sense to use an FHA loan only and put 3-10% down instead to keep some funds available for seeking out future deals.Loan would probably be in the $400k range, which means3.5% = $14,00010% (MIPS for 10 years) = $40,00020% (no PMI) = $80,000Of course I'd take the 0.88% PMI hit by going FHA which really annoys me given that interest rates are rising already. 

It's their fault, and the power lies with them to reverse their poor past choices and pick themselves up a bit by their own bootstraps.You're going to tell these new tenants that what's primarily wrong with them is not a legacy of a crime against humanity in the form of three hundred years of black slavery, followed by an unfunded emancipation that turned a huge number of Americans into desperate economic refugees based on the color of their skin, followed by a legacy of organized race hatred, bigotry, pseudoscientific and religious condemnation, and of course overwhelming and widespread intimidation and coercion, followed by a series of failed half-hearted half-measures coupled with an absolute refusal to consider slave reparations and the most lopsided minority levels of poverty and incarceration in the developed world.You're going to explain to these black folks that all that is of secondary importance, and what's REALLY important now is that they get better managing their money so they can hand it over to you more efficiently and you won't have to work so hard to get it.

If you want to learn more about investing in the city, just hit me up with a message and we can arrange something. 

https://finance.yahoo.com/m/0eeee8ab-b850-364e-85de-a2fc607febd3/housing-market-has-hit-a.html

As a result, residential is probably a safer investment, but I would rather take some risks and pickup some tax efficiencies with my current business that may be enabled through commercial investments.

They listed for 265K but i will not be offering that....i plan on offering much less but hit a road block after talking to my conventional lender because of the repairs it does need.

You can't swing a dead cat around here without hitting a Dunkins. 

Then you hit the books.Best of luckClayton

You confirmed that the best properties don't hit the open market like that.

I’ve seen some posts on using stock proceeds, without a tax hit, to invest in real estate.