But usually, the appraiser has a choice of multiple comps.

Your choice as that could go either way.

I could not find one that will allow two names on the account, but only allow one to withdraw.Justin,As I stated, I have not actually done it so I don't have a specific bank to refer you to, however, I do know that most banks have custodial accounts for example, you open a savings account for your child in which you are the custodian of the account.

triple net refers to commercial leases in a retail strip center, etc which requires the tenants to pay for three of the expenses (usually taxes, insurance, and common areas)From your additional posts, I see this is in fact an apartment so never mind the NNN.

I am not saying that is a bad thing as you SHOULD be paid for your services, only to point out your opinionated statement does not come without bias.Alfred,If you are not "too hot" on retirement or tax deferred vehicles, you need to get hot as they are one of the greatest strategies/advantages to planning for retirement.I would NOT suggest you pull the cash out with your 20 month deferred plan as you will not only pay the marginal tax rate on the withdrawl, but you will also get hit with an additional 10% penalty.That said, you will basically end up with only 1/2 of your funds after taxes and penalties.I would strongly urge you to reconsider that course of action and educate yourself more on the subject, both right here on BP and any other sources such as books, news articles, programs, etc.If you are self-employed, I believe the solo 401k and now, the 401(a) plan to be a great choice over the SDI.For those you are not self employed, the SDI is a great feature, much more beneficial than IRA accounts managed by others who ONLY care about how many fees and commissions they can earn from you, regardless of the fact that you make or lose money.There are several legal and moral strategies to use qualified plan funds and benefit yourself outside of the plan all while benefiting the plan at the same time.

Can you guys help me with that also Thanks againNot sure what contracts and "letters" you are referring to.

Yeah, investing at a distance is not my first choice, but it's tough finding properties in my price range the SF Bay Area.

(For reference, I'm in Rochester, NY.)

Unless you are referring to a no interest NO PAYMENTS...They WOULD still report to your credit but they cannot report anything negative unless you are actually paying late...

Call a bunch of title companies and ask them, they would know.You might or probably will get a lot of title agents have no clue what your talking about so they'll be like, "whats your number and I'll get back to you"if those words are mentioned, either hang up and call another title company or ask them if they can do WRAPS.Wraps are very similar to Sub2s and there is a chance that a title company will understand that.If they tell you NO you cannot do those transaction here in NM, ask them for the proof that you can't or refer you to their legal department to have them explain why it is not legal whether they call it a Wrap or Sub2You could also contact the Attorney Generals office, but your not going to get any straight answers there unless you can find an article or press release relating to Subject to's or 'creative acquisitions in real estate' detailing certain laws that they will most certainly cite in those press releases/articles.What ever you do, do not go to the department of Real Estate or any other agency that is obviously funded and structured for Realtors b/c they will tell you anything outside a standard typical transaction involving an Agent is illegal.Hope that helps