That speaks to your character. 

What I am looking for is:- All-in, to be under the market value of the property (to have some extra equity in the deal)- Have a 12%+ Coc (net) - have a statistic growth in the area of over 10% a year (I'm aware things could slow down, but I'm looking in areas with steady, well driven influx). 

I've been interested in the Petersburg /Hopewell area for a couple months and have driven through the area a couple of times.

We are priced out of SF homes in our area because there’s a short supply and incredibly high demand (driven by school district and easy commute). 

The value of SFHs is driven by home buyers, as a investor you should be concentrating on multi units where th evalue is driven by investors.

He has no ethical moral character.

If your title company pretty much does residential real estate and single family transactions, I would use someone else, because this is a very form driven and procedural transaction, And if the title company doesn’t know what they’re doing, they can easily screw this up.

The stock market is driven by confidence and by fear not by reality. 

Try to find someone that will not only pay rent, but maybe someone that is like minded, professional and driven.

It says a lot about your personal character if someone is ready to trust you with that amount of capital with no experience. :)As an investor and agent in the Destin market, you can definitely find cash flowing properties in our region.