everyone bear with me i'm new to BiggerPockets and just trying to learn. 

I'll need to elaborate on my situation for my question to make sense, so bear with me!

My question now would be are there entities such as an LLC that you can report you rental income under were the tax treatment would be different versus ordinary earned "W-4" income from a job?

So it's important to bear in mind that you're not borrowing investor funds, they're investing in equity.

I view any interest bearing investment over 1 year as high risk even if FDIC insured.  

So if COMPANY X lends you the money then COMPANY X can't be on title too (normally) but if COMPANY X lends you the money, and you place COMPANY X's OWNER on title with you then that is normally allowed.The partnership between you two will have no bearing on who is on the title of the property. 

You CAN'T achieve 30%+ returns consistently without bearing more risk. 

I think they are an expensive liability and it is going to be increasingly difficult to find tenants that want to live in them and bear the costs of electricity, whether directly or indirectly.

Bear in mind, the 650 does not even really tell you if they will be a good tenant and prioritize rent.

@Vivian Hernandez, to misquote Shakespeare: "a thorn by any other name would still make you bleed".Your Realtor not recognizing the word "wholesale" should have no bearing on whether you move on or not.