Which i would have thought about it earlier in my life.  

I have been in sales my whole life as a stockbroker and now insurance but my heart is now on real estate.

So, if the answer to this question is, YES.... than I think your "road map to life" is way over complicated.  

Not only was it a massive help to my personal life, but it also made me grateful to be part of a community like BP where that kind of behaviour is normal.  

I am sure you have been told how an fha has a shelf life    Let us know how that turns out. 

However, I'm hesitant because not only am I moving to a different state in 9 months, but my future husband and I will end up moving again in a few years & could end up living outside of the country (military life!).

Hello All, I am new to BiggerPockets and the Real Estate Investing life.

You need that Realtor to understand the cost and have real life experience with tenants.

Anyhow these are some simple options, I do not think you weill find 90% LTV lenders, I did recently have someone on BP offer this product ot me, however, as everything else in life, if it seems to good to be true, it is not true :)

I'm just personally having a very difficult time creating the best approach for them to have the best outcome.In the end if it's too complicated for them and not worth racking my brain over I'm OK with that, I would just hate to see them let their investment basically dissolve due to unfortunate life circumstances.