Almost all of our out of state clients take this approach.

I Said all that to say how do I approach my  lenders/banks to possibly combine the two properties into one loan?  

There are countless contractors out there offering "cash discounts", which is secret code for I don't pay taxes.

I’m trying to take the private and hard money approach to real estate, as the idea of being able to leverage and build a network around you of like minded investors peaks my interest the most.

I did no billboards or advertising, but when you have a presence, people know you and approach you about buying their property;  and I sent multiple letter to the specific owners listed above, as the primary source. 

There are almost as many approaches to real estate as there are people, and that’s why education is really the first and most important thing you should do.

I have one CPA telling me it does not and the donor must pay the gift tax on any amount over $15K annual and countless blog and other online info saying that any amount over $15K goes toward the lifetime gift tax exclusion ( currently over $11 million and soon to be reduced to $3 million) The parent IS NOT interested in a 1031 exchange BTW....and I will be seeking the advise of a RE Attorney...I just want to understand why it is so unclear.Appreciate any information. 

My approach was “What do I need to do now?”

I am just wondering if this is a reasonable approach?

I've been thinking about what investing strategy works best for me and I think need a little help, advice from more experienced people.I've managed to save up 100k, working on building my credit in CA, make around 40k a year, potentially will go up to 50k next year.I've been going back and forth with what approach I should take.1.