Ask them to please be more mindful and if it happens again, add it to their ledger per their lease.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

-Easier qualification: If your credit score isn't perfect or you have some debt, FHA loans tend to be more forgiving in terms of qualification criteria.

If it is a covered loss, the judgement would need to exceed the limits before anyone would want to go to the additional litigation to try to break through the trusts.  

I hate to continue to pile on the fees for credit checks to do them on four sets of parents after charging the tenants for this. 

He's a young fella and while he won't be ready to buy anything in the immediate future, he will want to be out of this deal at some point so he can free up his credit, etc...

In addition, the tax assessor site is usually managed at a county level, not the city.

So my question is would it be worth the additional investment?

If there are additional expenses they need to be taken into consideration such as if you are paying for water/sewer, gas or oil, trash, plowing or lawn care, HOA fees if there are any, CapEx, maintenance, vacancy, mortgage, taxes.

I would say many owners getting tougher on background checks, so when they learn their new credit score, they understand they can't qualify at the new place.