If you really think you've found a great deal that might go fast, you can always put in an offer contingent to any defects you might find, and between the offer date and close date do complete due diligence.

She graduated from college a year ago and though she does not plan to stay in Utah long term, she likes her job, she is dating someone, and she has no plans to leave within the next year.

In terms of the actual loan structure, it depends.

To me these all come down to a few factors: what do you "need" out of a mastermind course vs what are they actually offering?

But these were the biggest lessons I could think of to date, where I'd go back and tell them to my younger selves.Couple tips...SURROUND yourself with like minded individuals! 

They don't need to give you a card, and this will actually help create a score for you. 

Both properties have no mortgage and we have FMV appraisals from the date they were inherited.

Since you say you are putting together an "investor pool" I'd highly recommend having a securities lawyer go over all your plans to date.

thanks man for letting me know. i actually have a home office at the house so i will just claim the home office on my taxes. really appreciate your response

It is suggested to have a strong Pre Approval lender and resources to tour the property as close to listing date as possible.