Leaving the demand side of the market to be powered by owner occupant buyers (who were getting out bid by hedge funds) and the everyday investors.With the demand decreasing inventory rose.

"If Buyer reasonably believes that the inspection report reveals DEFECT with the property (under Indiana law, Defect means a condition that would have a significant adverse effect on the value of the property, that would significantly impair the health or safety of future occupants of the property, or that if not repairs, removed, or replaced woud significantly shorten or adversely affect the expected normal life of the premises), and Seller is unable or unwilling to remedy the DEFECT to buyer's reasonable satisfaction before closing (or at a time otherwise agreed to by the parties), then Buyer may terminate this agreement or waive such defect and the transaction shall proceed toward closing.

Yes, most owner occupant loans require the water to be working, and therefore to be inspected.  

Here in Canada, most lenders will only go along with this if the purchaser is an owner occupant.  

Most states and just about all counties & cities feature their own incentives that are generally tiered to assorted tax consequences---essentially obviating, or appreciably reducing the impacts of whatever debt's used to purchase and operate real estate benefiting particular demographic occupancies. a few of the lead affinity groups are disabled, elderly, economically disadvantaged, ethnic minority women and home based enterprise operator/owners---along with honorably discharged military veterans. other private charities sponsor trillions of dollars in incentives for parallel use & occupancies. interacting with their funding channels can be tremendously enriching.

The big issue if your a newbie and working with a broker is they sometimes like to tout that the property has a "high occupancy."

The child should already be listed on your lease as an occupant, I wouldn't go any further than that unless you've had or suspect trouble.

Anyone over 18 years old on the lease, anyone under 18 years old as OCCUPANTS!

Generally it's going to take a large number of owner-occupants who care about their neighborhood to turn it around.

Part of my utility clause:Utilities shall be kept in Tenant’s name until transferred to the Landlord no more then Two (2) days from the last day of tenancy provided in the written notice to vacate.When no occupant is in the house (vacation etc) the indoor temperatures must stay with the temperature ranges as stated below.