If it's still 10k below your max for the deal to work out, I would go ahead with the 25% repairs.

If that doesn't work out look into private money and hard money. 

If for some reason she shows up, just be matter of fact that you'll only be a few minutes and that you're simply doing a routine inspection. 

Your broker might not be happy that you are choosing an alternative route, but at the cost savings of your current volume and the state of the South Jersey market it could be worth putting up on Zillow as a FSBO for a week long period and if it doesn't work out, list it.Best of luck.

I don't know if using most of the equity in your personal residence during these times, but it is still a viable option if PML and HML don't work out in your favor.

Home inspectors are not contractors and will routinely recommend that further evaluation by a contrator be done.

Those who are dislocated from their homes may be unable to shelter in place and may have more difficulty maintaining a routine of social distancing.

With people traveling habits and work routines changing, I think this mid term stays will be something that will continue in some form in the future.

Routine, elective, and many semi-urgent medical procedures have been put on pause.

As long as you are underwriting conservatively and not forcing deals to work out on paper you should be okay.