I’ve read in multiple forums and other books that it is extremely hard if not impossible to finance a fixed rate, 30 year conventional loan.

Also as a high income earner, you are likely going to be able to get into crowdfunding and many other alternative investment vehicles. 

Yeah, it's unfortunate with California, but it's next to impossible right now.

If there's no income, you'll have an impossible task attracting equity and debt.

It would be impossible for a tax CPA/EA to understand all of the legislative intent. 

Agree spreadsheets is tough -- it's basically impossible to do on the phone.

I truly believe that if you work hard enough for something it is impossible for you to achieve no results, and I am resolved to spend all my time working for myself rather than some large corporation like JP Morgan or Amazon.

I'll start by saying that I am not a financial advisor and have limited knowledge on taxes and tax planning, so I'm simply a fellow journey-er sharing my experience:Using funds from a tax-favored account for a personal residence (even one that you eventually tend to use as an investment) is quite difficult, if not impossible/illegal to do while the funds are still in the fax-favored account. 

If you could buy something with a lower interest rate than a credit card and pay it back slowly that builds more credit, like a major appliance or vehicle. 

A conversation with a professional or two in the field will be the best way to get to the heart of that question.Either way, both plans are great vehicles for taking control of your tax-sheltered retirement savings and investing in real estate and other secure assets.