@Ryan Swigart at least in my area a termite inspector is held to a much higher standard than a traditional inspector, so I'd check your local regulations to see if this is also the case where you are, however if the severe damage was almost entirely behind the drywall nobody would have found it because people don't tear down walls to check for termites.

If rebab, do yall do hard money or just traditional finance/refi after the money is seasoned? 

Tenants are on the move, looking to rent, and virtual showings have been the name of the game since COVID effected traditional business operations.

40%  Who knows what it will be, but the point I want to illustrate is that because 401k and traditional IRA accounts are taxed on the backend, the security of the $1 in the account is really determined by the same entity that can decide to pause rents for a year.

I haven't found the closing costs to be any higher than with a traditional loan and I have several portfolio loans. 

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@Isaac Geller  I can't speak for the all areas of the US but generally phone calls are still done through the traditional phone networks/phone numbers. 

They usually learn about it when the title company asks for a payoff notice (as they would with a traditional purchase.)Otherwise, banks only seem to notice a change was made if the loan starts to default. 

Are there other options out there for new home buyers who are only a few months away from having all the technical 'rubber stamp' items a traditional lender requires?  

The OP hit on a lot of the reasons I expect on-going near term rent appreciation but one implied, but not out right stated, is that the rent to value ratio is not where it traditionally is at.