Wells Blue Bunny is currently ramping up training and development of their newest facility in Dunkirk, NY and by the time they are running 100% 24 hrs/day they should employ approximately 4,000 employees give or take.

I recommend you tighten your standards of a "good" tenant.

It’s not THAT bad but its bad by my standards, know what I mean. 

Look for a insurance broker not an exclusive agent.Once you do the repairs and the property is occupied you can get a more competitive policy through a standard carrier

She mentioned this part of the ad:If a motel room is your standard of living, stop reading this.

I am looking to get a loan from standard lender ie (bank, credit union, etc) for my first property.

In my experience portfolio loans are usually ARM's, or a hybrid such as a 5/1, and yes I think they are generally for multiple properties, 5 minimum typically but again there's a lot of variation within the category and lenders can create their own underwriting guidelines so there's no standard "portfolio loan" option.

Prefab homes (not mobile homes) are usually built to the same standard as traditional homes, they are just built offsite and assembled onsite.

If  not using an agent then a real estate attorney is a good idea especially in the beginning, they can draft your PSA based on you LOI or your specific needs, they also should have a good understanding of what the standard practices in your area are and what needs to be in the contract in you locality.  

2)For Option A, which assumes standard conforming Fannie/Freddie loans,would it be difficult to quality for 4 residential mortgages within a12-month time frame?