My go-to with smaller value properties is a commercial loan, which usually is based on either 15% or 20% down and my favorite lender locally for this is currently between 5%-6% depending on the rate-lock period (between 3-10 years) and the loan is amortized over 20 years.That's my go-to strategy. 

Zillow "estimates" the home value @ $443. 

There are so many so be sure to filter by your location. 4) Review Dave Meyer’s The State of Real Estate Investing Report 2024 (in your resource page as a member of BiggerPockets!)

At the end of the day, it all comes down to marketing.  506(c) and reg A let you directly market your fund, but the most successful syndication marketing I see is rarely a DEAL, but rather is more focused on your experience and value proposition.  

Family How did you add value to the deal?

Property: SFR in Ontario, CaliforniaRent $3200Mortgage Payment (2.875% rate) - $2661.06 + $185 HOA = $2846Mortgage Balance - $456k Estimated Value - $700k(3 bed/2 bath)

For example, I've had amazing success with seller financing—one time I even got a seller to carry back 100% of the home's value in a first mortgage, meaning zero down payment.A crucial part of this is finding motivated vendors.

Comps, NOI, and IRR will help you understand the value.

You can also consider a DSCR loan up to the current value of 70% if the property is vacant.

I will bring 2 sample inspections to review with them and warn that they all sound like the house is about to fall down.