The soap reduces surface tension, so the sink and drown.

The proper adjustment is to reduce the value of the dollars you're paying.

I want to capture that equity and reduce my tax liability, and that year will get me some good landlording experience.

There are soft market hits that can reduce the above stated LTV.

It will still be more profitable than reducing the selling price of your house.

SFR - selling for $250k, just reduced the price a few days ago.

Along with a down payment, I am going to want that amount to go toward reducing the balance of the purchase price.

The market should still be hot; just not as hot.There is some anxiety around here because people remember what happened when oil collapsed in the 80's.

I just read a WSJ report citing Bankrate a banking analyst, that 3 out of 5 Americans do not have the reserves to withstand the most mundane unexpected expenditure, "The survey found that an unexpected bill would reduce spending elsewhere, while 16% would borrow from family or friends and 12% would put expenses on a credit card. 

This would reduce my expenses by $125 per month which would be great, however, I don't know if the policy has adequate coverage.