personally, i dont see it as bad.

Personal Financial Statement If you already have a form with all of this information, that’s great.

However, it does provide a foundational understanding that surpasses what the average person knows about the industry.

@Ryan Fox You really need to get with your CPA and TAX person to truly understand your whole situation.

Should I be raising rent with the addition of another person on the lease?

I used a HML for some and he did for others, only in that person's name.

To be honest in our country it’s quite difficult to determine what a pro agents means and to choose a correct an honest person to drive you throw process.Bellow I can give you few tips how to start and what to Watch out:Define your goals for buying a property in Greece, such as a vacation home, investment or permanent residence.

Depending how much you earn you can step up those savings by getting a side-hustle in any part of real estate....working for a top Real Estate office on weeknights and weekends, working for an RE Investor, working for a General Contractor and learning a few skills, etc.

You will also need to qualify based on your personal DTI. 

Knowing how much you can afford, knowing your market’s strengths and opportunities, increasing knowledge on financial matters are all important steps worth taking when planning ahead through assessments.In planning for retirement, through real estate investment, you can capitalize on it as a resource adding extra passive earnings, protecting the existing wealth, and expanding the investment base.