A real estate guru in one of my groups believes that we are in an asset bubble now and its best to hold off investing for 12 months at least.Is the consensus here that we are in an asset bubble currently and if so do you agree with holding off on investment at the moment? 

I'm helping my parents remodel their kitchen in Farmington.

Question #1: do all loan types require PMI if the down payment is below 20% and #2 which would be the best loan option if a parent were cosigning my owner-occupied loan? 

My parents have an investment home in a different state that they're just been looking to get out of because it's no longer easy to travel.

My parents have an investment home in a different state that they're just been looking to get out of because it's no longer easy to travel.

I live at home with my parents with no need of buying a personal house, I have no bills, except for a credit card that I applied for to increase my credit which I pay off in full at the end of each month.

Thank you and man, your parents gave you an awesome name!

The Trillium is perfect for families looking for extra space to accommodate elderly parents

With that being said, I will need to hold them for a while before anything however, with my rents at $2,500 to $2,800, I am ok with holding them.I hope this answers your question, feel free to message me and we can chat!

Additionally, if you sell it in the future, there are plenty of buyers looking for SFH with ADU's for parents or to reduce their monthly PITI.