Your going to need to learn how to get a thick skin and let stuff roll off you like water on a ducks back and look forward to listening talking to folks and seeing how you can help them while seeing how you can help yourself as well.

A business loan is not a consumer loan.Also, a loan to a business entity, by it's nature, can't be a consumer loan, since consumer loans can only be made to consumers.So in my book, your described loan transaction "fails" to need a GFE for not one, but two reasons.Again, check with those who are truly qualified to answer this.Joffrey

It really impressed me on display with the color tones and the texture, but I can't mentally get past the fact that it's laminate.I am going for what is most practical and aesthetically appealing.

Be sure to send a colleague request to Ned he is very experienced and the time will come when you have a very important question or need advice and he will probably be able to help you in 2 minutes.

As far as future businesses, I figure, what are people going to need?

In our state it would be notice to need to move by the end of April.  

I think that it's best to connect with a real estate lawyer in your area if you expect to need real estate related legal services in the future. 

The rate is predicted to hover around the 3% for 2020, & as long lenders flex their muscle a bit, we'll be o.k.

I'm going to need to get one done anyways so if this is something you already have I think that would definitely help to set you apart!

Its not workable if you are doing the "AirBNBRRRR" method as described, you are likely going to need a hard money loan and then refi into a DSCR loan - ideal if you can go to a lender that does both!