What would be your analysis of each of the investment categories I mentioned.I had used High Yield or Leverage as an example you can assume any riskier asset class publicly traded in the stock market. what I am seeking is a way to assess say the risk involved in investing in a specified category versus another and the commensurate return (reward) I should expect keeping non-financial aspects out of the decision.So again, for example, hypothetically I invest this 30k in a Public REIT I should expect maybe a 5% (assumed with no basis) return YOY or I buy a High Yield ETF that returns 11% (again assumed with no basis) versus if I leverage this to buy a residential property then how to asses this on the same risk-reward spectrum and compare the two?

This was a very unique situation that turned out awesome for everyone involved. 

However, IRA investments grow on a taxed deferred basis, and required minimum distributions don't apply until you reach age 70 1/2. 

One rule you can use is the 70% rule,  which says that you should only pay 70% of the after repair value minus costs,  In this case applying that rule means that you should pay  (70% of 140K) -80K = 18K Personally I think that you might be able justify a little more than that like an 80% rule but you are buying it at 100=% and thats a bad idea

In fact, we actually had to get her and my agents BIC involved to save the deal and get things moving along.

Don't be surprised if a lot of what you are taught by that trainer does not apply in PA or Philadelphia.

All they usually care about is dealing with the hassle as quickly as possible to minimize their involvement.

That being said, a lot of the traditional rules like 2% and 50% don't really apply for me.My property doesn't come close to the 2% rule, or 1%.It's important to keep in mind the following -- The expenses on my property aren't really much more than a multifamily that is worth 10% of my property's value.

The pay is higher, but you do have to involve in day to day managing it & clean it.On Airbnb, Don’t rent to local people.

Recently I applied for HELOC to buy another property and got rejected since they thought my DTI was so high.