Should I get a part time job for consistent income and to save cash reserves and get a credit card now?

Credit is excellent(low 800s), income is good(85k a year), and debt is very low. 

You will need this income and documentation to qualify for loans, so don't take the big leap until you are REALLY ready to do that.  

What you might sacrifice in higher purchase price or lower cashflow, can lead to a more passive income.

We are looking to purchase are first rental property to generate extra income.

However, my client is one that does one heck of a job in his market and is a one of my top producers so I look at this from that angle he needs the US income so he can build his resort or resorts on those islands. he has a play on the Islands I can't really go into on open forum but it seems pretty unique but nothing like I said I have an interest in personally at our age. maybe if we were still 30 YO and immortal I would have  a different perspective on it all. 

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with zero or negative relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, recent evictions.

Also practically, building a sustainable active income through the sales business will get very far.

By paying taxes on the income you receive from the trust, you can potentially spread the tax burden over many years.

buy multi family first to generate passive income then buy primary Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?