Then you could place a $1M umbrella at a lower cost and still improve your coverage.

I will be 90 years old before it needs major improvement.

The tenants are responsible for reporting issues to you so you have an opportunity to take care of the problem, improve their living situation, and protect your investment. 

Keep the rest for improvements and vacancies.

Another reason they are interested in continuing is the property's multiple exit strategies and high appreciation potential because of planned infrastructure improvements.

I am really interested in Wholesaling and I do hope to improve a lot and get better and better.

Back then, I informed the tenant that it’s their responsibility to keep the bathroom door open to air it out because there is no ventilation other that a ceiling fan and to wipe it with bleach.All had been quiet since then (it’s been about three years since the initial complaint).

We are currently in discussions with contractors about improvements needed to her home (she has done little work on it over the past thirty years) prior to renting and are feeling totally overwhelmed.

However, within the seasoning period that may want to value the property as "purchase price + cost of improvements".

Something you could have improved or change?