Says two important things.1.

It WILL Bite U in the backsides sometime L8R...ga-ron-teed...seen it over & over in this life6-(i saved the best 4 last...it IS the most important 1)RETURN Your Phone & voice/written Messages!

2-Find out their business ownership/management experience, nobody wants to set someone else up for failure3-IF they don't "need" the apartment, You should advertise & secure a tenant 4 them, w/1st/Last/& security, so that potential "problem" w/both future lender & appraisal is already dealt with (read=documented INSTANT Cash flow, more appealing to buyer, & Lender), preferably w/a nice LONG lease (say 2yrs w/a 1 year extention option)4-Holding a Seller Second makes this a VERY "do-able" transaction, just need to make sure borrowerA-Has great creditB-Good ReservesC-Proven Track Record in Business (4 self or others)D-Realistic Business PlanE-The Guaranteed ability 2 make the paymentsIf they have their act together, You'll know who they are...Let me know if I can be of further help, I've arranged financing on over 200 commercial transactions, & over 50 mixed use subject properties5-& Very Most Importantly....Don't be afraid to "owner finance"..

Hey all - just found this and figured it would come in handy for everyone.

"A Brief Guide to Mold, Moisture, and Your Home"
http://www.epa.gov/iaq/molds/moldguide.html

It has info on mold, cleanup guidelines, etc. ...

The next MOST important question is what list are you marketing to.

The hands on experience that you gain (and more importantly the information that your mentors will provide you) are invaluable experience.

The really important parts of mortgage paperwork, actual mortgage, mortgage note, any riders to the mortgage, equal only about 30 pages of material.

I live in Hawaii and have been in business for many years, from Security, Import/Export, Financial Sector, Private Investments and many others.

If you do this then it is critically important that you maintain business records and keep your personal life seperate from your business (e.g. don't use a personal bank account for the business, get an account in the name of the business).

Shame on the bad guys for not allowing this to be in as many places as possible as it is an important aspect of investing.