I bought this property at 23 years-old working as a full-time financial analyst in Santa Monica.

I grew up there, so I have some familiarity with certain neighborhoods.I don't have a lot of capital, but I have an extremely excellent financial history with a high credit score and very low DTI.Time to wrap up, don't want this post to get too long.I'm looking forward to interacting with all of you on the site, and here's hoping I can make this work with your help.Thanks,- Ray

., etc.) and my interactions with him have resulted in schizophrenic ramblings (i.e. the Vatican owns my property, all financial transactions are routed through the city of London, etc.)I spoke with an attorney from this forum (a terrific help) earlier this week and I am weighing my options...the best being a 4 foot retaining wall along the property line with a 6 foot permitted fence to the front of the house. 

My goals in real estate are to achieve financial freedom for me to be able to "retire," then just be able to do it full time.

I and my wife paid off all debt and save up our emergency fund, we got our finances in control and are now looking to start investing.  

Commercial lenders will primarily review the commercial project to make sure the property cash flows and can support the debt.

Three years later appreciation has given me an additional $70,000 in equity, my tenants have paid down my debt $10,000 on top of that.

They provide financial literacy through classes as well as reoccurring support for customers/students.

My wife, Morgan, actually got us started on this financial freedom kick (kudos to her!).  

Also, depending on your income and debt, it may be difficult to qualify for your new purchase until you actually have someone on a lease occupying your old home.