If I want to tracks trends in a particular residential neighborhood or zip code one way to do it would be to:(1) keep track of the number of homes put up for sale per month and MLS data(2) keep track of the number of prospective buyers who visit those homes per month andPrivlaged information(3) keep track of the number of homes that sell per month.Mls dataApplying simple math formulas to those those numbers I might find some insight into what is happening in terms of demand and supply.

I know someone who did the same thing, took extra money from a refi & put it in the stock market.

I'm looking at it purely by numbers- cutting an extra $8K off the top is tough- especially with a partner.

With five children one in private school...I really need the extra money!

I started putting every extra nickel onto mortgages in the mid '80s, haven't had a mortgage since the late '90s, even on my personal residence.

There's lots of data available in reference to the highest rates of appreciation in the U.S.

If an agents helps you make a good purchase, you're going to use them again.Although I personally would welcome the extra commissions you describe, I don't think they are necessary.

They are pricing in the extra risk.John Corey

I use Kroll Factual Data.

For example, you might offer to pay a little more per month or even pay an extra month.