Your interest rate will depend on the property, your credit, income, DTI, LTV, basically a bunch of factors.

I did not see an analysis factoring in expenses, did I miss that?

The price for a property that size will vary on various different factors- market, age, condition, how it is currently being operated/income, etc.

I have to admit: the wear and tear on me from being a landlord started to factor in a bad way into my desire to own more units!

A dog is $25 - $100 per month, depending on some risk factors like size and breed.

@Frank Chin exactly, I've seen where people factor in taxes where it's owner occupied and then it eats into cash flow when the exemption is removed!!!

I even offered to switch our RC policy to ACV so that replacement wouldn't be factor in the event of total loss (bank gets paid and we sell/demo the land).

@Allen LiTaxes are going to be the biggest factor that can be far different property to property across state lines.

Your DTI might be a factor, but if the home is your only debt, your DTI should be fairly low.

Your lender will always factor in minimum payment only obligations to DTI, so they will factor in the whole lump of debt, but the monthly payment is how they consider the % of income to debt.3.