Therefore, it is a fair expectation that you ask the seller.

I would say no because 1) she doesn't report her income (not a good sign) and 2) if you feel a larger deposit or extra prepaid rent above what you would normally require, it would seem that you are already expecting her to be a liability - which usually, they will be. 

That said, if you keep your foot in their *** 24/7 then they will have a different incentive ;) EXPECT WHAT YOU ACCEPT when you don't get an answer back for 7 days, you must make it painful for them.

I expect every small bank has their own particular policies, but I doubt many require you to refinance multiple properties.

Wife and I are expecting our first in August, sooo I know nothing lol

It will give you a heads up on what to expect.

So, let's say it did appraise for what you expect of $600,000 and they'll give you only 75% of that.

However, until then, i don't expect Nova Scotian municipalities will enforce legislation limiting our re-positioning of rental housing - as long as we don't disturb the neighbours and pay the CRA :)Looking forward to any feedback Paul

@Joe Splitrock Well that's one heck of a list but I have to admit, I'm with @Kelly Byrd in that I'd never have expected Fremont to top the list. 

When I first started doing lending in Detroit.. this was an issue ... my client a big time flipper rehabber always had retired cops there with a clip board to check in the workers.. it was determined early on that much of the theft came from the exact guys that put the stuff in during the day.. they had the codes they knew what was there they would come in at night and steal it .the day cop and clip board put that to bed.So I agree with @Bryan Bannach  hire a retired policemen have him there during construction hours its the cost of owing property in the hood.. nothing unique about this.or just sell the property and buy something else.. but I think your looking to assemble so I know you probably don't want to sell.so just as stated hire security and I really like the idea of the @Patrick Liska  Cinder block fence I would for sure do that.. then put broken bottles in the concrete on top..