., Excel ability, was a Math major in school)Developing efficient, scalable business processes and getting creative with incentive alignment to ensure everyone is working toward the same goalA deep belief that conscientiousness, integrity, and a genuine interest in and appreciation for everyone's personal goals is the only way to have a team firing on all cylindersImmediate Next Steps: Find a lender to get pre-approvedTake a drive around the area with an expert to learn the ins & outs, and begin churn through deal analysis in the neighborhoods most applicable to meAssemble a team so I can move quickly when the right deal presents itselfI’d be thrilled to receive any help or guidance with regards to the above next steps, or just meet anyone active in the area!

I had been using combination of Cozy and Excel to track rents.

Situation: So a great 4-plex just came back on the market that we would love to buy it, as it already cash-flows (with tenants) and is in an appreciating area.Problem: We do not have the 25% down ~$110K that most lenders require.Options: we do have 2 other rental properties out of state with significant equity, and we have excellent creditQuestion:  What is the best financing option to acquire this property with the lowest down payment and closing costs?

I like to tell beginners to do one thing excellent rather than be average in everything.Start to make real life networking connections with seasoned agents, contractors and start finding partners prior to any property hunt even beginning.

@Mark Cios Yes i've seen it, you're right it's excellent.

I'll just send my accountant exported excel files of my P&L's and Balance Sheets.

I’m sure this question has been asked ad nauseam but I want to see if there is any new info aside from what I know.Wife has a 401k from a previous employer.We are considering purchasing a vacation rental in Maui that has excellent #’s and would cash flow as well as letting us use for a few weeks a year free of cost.

Go to the site it links to and download the Excel grid they have on the article.

Understand your own investment strategy, if you're looking to value add and refi out then it's going to be very difficult to do so in any of these areas, if you're okay leaving 20% in on a CV Loan and reaping the excellent cash flow then it makes sense to buy in the inner city. 

Their lender portal is not as slick as other servicers, but their communication is excellent and I have been very happy with them.