Due to your enormous regulations associated with a sales license, you are required to use company contracts, disclosures, forms, etc and I can use them or use my own, or none at all as the case may be.I am sure there are more, but those are some that come to mind.Do the advantages outweigh the disadvantages?

Trust me Nick I'm not to happy about it either, but sometimes with great change comes great progress, and progress is an opportunity for people better themselves and society.I just digg my feet in and brace for impact!

And I should shut up and get off the soap box, but, the US leads the world in so many ways, and one of them is extracting money from the masses.Is it any wonder when consumers slow spending that the first impact is on business, then on government.

Negative: ========= a- InsuranceThe insurance costs in Florida are higher as a percentage of rent then in most parts of the US, so return on investment is impacted negatively.1- You will be signing paper, lack of cash, so you are required to have insurance which is hard to get and expensive. 2- Insurance companies that will insure you limit the age of an insurable house (15 years or less is common)3- Roof age is limited to 10-15 years, regardless of roofer guarantee, so buying a house with a 10 year old roof means you are looking at an almost immediate new roof.

I also live in California and have properties in Texas and Alabama, My "day job" is a freelancing in the entertainment industry and I work out of my corporation so to minimize the tax impact I pay myself as little as possible therefore my DTI ratio is poor.

But add in the HOA fees, man, that could even impact these figures.Are there any threads on the impact of HOA fees on cash flow?

it means a lot to me that I continue to have an impact on peoples lives.

Unfortunately though the great deals that are priced in the 15k-20k range need an enormous amount of work.

However, if your employer is matching your contributions, you would need to consider the impact.

I advise companies on buy vs lease decisions, advise on how different lease clauses impact the value of property, help companies in an M&A evaluate the value of leased or owned locations, assist in leveraged sale/leaseback transactions for a fee, complete due diligence for property acquisitions, such as reading all the leases, verify the operating expenses...stuff like that....