The difference, of course, is that you'll need to become an effective marketer and that doesn't happen overnight.

For example I could purchase a policy today with an effective date of today, but there could be a "waiting period" of ten days for certain coverage like flood.

You need to talk to a lot of lenders, especially smaller banks and credit unions.However, the requirements for the loans, terms, the down payment and the effect on your credit probably isn't going to be dramatically different than getting individual loans for each property.  

does this even effect the investment group?

Do you think it's a more effective strategy than contacting the homeowners when the NOD is sent out?  

@Sean BrooksI stand by my original statement about it being easy to become a Realtor.I am not laying blame to the Realtor for not getting the deal done, I am laying blame for lack of education to the client.A GOOD Realtor educates their client, a Transactional Realtor takes listings.A GOOD Realtor is able to have effective communication with their client, a Transactional Realtor will talk on their clients behalf.A GOOD Realtor works with reputable brokers, a Transactional realtor goes to one of those 100% Agency's that have no contact with them.I think that Good Realtors will know Good Realtors, and investors and Good Realtors despise Transactional Realtors.Just my opinion.

For instance, in Maryland we have 3 more, (one becomes effective starting 10/1/14).

The other side if this effect is that there are areas where buying a duplex will always get you cash flow because the gross rents will always (or often) be high than 1% of the purchase price due to the market being driven by owner occupants.

The reason I was hesitant to speak to a broker is that if it turns out to be better to wait than I did not want credit checks from now to effect me in 6 months or so when I did go ahead and move forward. 

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