Whenever I am having an issue with financing, I normally reach out to local institutions.

However, I will say that my accountant has told me that he basically doesn't touch this stuff since it gets messed up too easily. 

Reach out to @Josh Green.

You want to build cash flow over time in good rental areas, not reach for it in high risk areas.

With under 20% down on a conventional, you would have PMI until you at minimum reach that 20% equity threshold.

Carolina Beach was a headache to reach and maybe too much of a party town for me.

If there is enough equity at the 6 month mark you could do it then but there may not be much of a tangible benefit unless there is a PITI savings.If you are able to do some renovation in the first (6) months it might be possible to do it on the 6th month mark based on a higher renovation ARV.If you have any specific questions feel free to message me or reach out I am always happy to help and talk REI.

(without permit)  Both can be easily removed. it also has its own entrance.3.

The best time to buy is during a recession and the best time to sell is when car sales are reaching new peaks.

I've reached out to several real estate investors on Facebook for guidance, but unfortunately, I haven't received much assistance.