Most publishing / distribution cycles are rather longer than that if it's not an e-book ...My $0.02 ...

@ Lynnette E. 

You can verify rent history by their Schedule E's, their deposits in the accounts to verify timely payment of rents, leases, tenant at will agreements, etc. 

I havent tried looking elsewhere for my needs, but two things that I've noticed about the Sacramento market is that we are seeing a lot of Bay Area transplants trying to get away from the high cost of housing, and Sacramento's housing market seems to be going up exponentially, so it seems lik e a great long term buy-and-hold situation, based on location and market values of homes and rents.

A "second home" loan has nothing to do with the quantity of loans, but instead with the usage intent - which @Scott Stahr's intent fulfills.  

e - Roof   f - Siding/brick   g - Foundation (this one can and will be the killer)   h - Windows and doors   I - Finish door/window hardware...inside and out   j - Exterior water drainage (there was none back then) and any damage done already (see "g" above)You said you estimating $3000 for rehab now. 

Smoking - absolutely not, and I specify *everything* in my lease - no cigs, cigars, pot, vaping, e-cigs, etc.

The app developers should STR for a bit (to include Schedule E and C with accountant) to really understand the customer (me)).

"It looks like it's broken because someone was putting cigarettes out on the coil". 

Avoid acquiring properties without paying off the HELOC because the balance perpetually grows until the draw period ends, and you'll experience unpleasant payment shock.Consult your CPA for tax implications: HELOC interest likely wouldn't be deductible in your situation based on your stated usage, whereas interest on your financed primary residence should be deductible.The good news is that there's not really a right or wrong answer.