Ensure you have a buffer for unexpected costs.Risk Assessment: Identify and evaluate potential risks such as market volatility, changes in interest rates, tenant turnover, and property damage.

Ideally I can find a debt partner who's willing to gap lend those funds for a flat rate return, since the deals cash flow very well, and I'd prefer to retain as much equity as possible.

Aloha,With all due respect, on a scale of 1 to 10, with 10 being the absolute worst, I would rate yours a 2 at best, compared to turnovers I have had over the years (even without unattended death involved), and new purchases by existing Clients.

I'd start by assessing their performance - compare the actuals to the airdna / bnbcalc projections, assess the ratings and reviews on the listing.

Any suggestions on where to get the best rates ? 

Hi Ayyoub Research is the key, Conduct thorough market research to understand why the competing property is listed at a lower rent, Consider any improvements or upgrades that could enhance the appeal of your property to potential tenants, If you're unable to match the lower rental rate of the competing property, consider other incentives to attract tenants, such as offering a shorter lease term, including utilities in the rent, or providing additional amenities.Hope it helps.

Option 1: interest rate between 10-15% with a max of 18%.

To make the best choice, consider your time commitment, risk tolerance, and do some research on rental rates in your target area.

I paid for the year upfront for cheaper rates, and check it weekly.

It currently just breaks even with today’s interest rates and reported expenses and therefore wouldn’t meet my requirements of being a cash flowing asset.