not sure if I'm understanding the point of this thread If the point is there's very few places to live where you can work a regular job and own a  house I would completely disagreeOff the top my head I could Name 30 towns in upstate New York where A couple could work blue-collar jobs and Easily afford a home and live in a perfectly safe happy friendly community 

Lead Safe certification:   we write in CT, MA, RI, NY, ... and the majority of our companies are requiring a lead safe certification. 

Either way it is important they keep the original Note in a safe place.A mortgage holder reports interest at the end of the year using IRS Form 1098. 

Anything to help me seem less random and crazy.I do not yet have personal experience as a host (my apartment is not an option -- entry is super-complicated and tied to a 'precious' FOB device), but I've watched closely as my girlfriend has successfully Airbnb'd her townhome in DC and she has already suggested that I list her as a partner.

Everyone has the right to live in a safe, healthy, and affordable home.

Google small taxpayer safe harbor nolo...because I believe you can now as of 2014, deduct improvements in the year done.

just a little internal device.    

The goal was to get to roughly $1.5M and then retire, since all of the math says that we could safely withdraw (the SWR) 4% of our investment pot every year ($60k a year) and be able to sustain that indefinitely. 

I choose to live a very frugal lifestyle, in what I consider a middle class neighborhood, but very safe low crime neighborhood. 

As long as you have good storm windows on the outside you might be okay until you have safed up some money.