The lower the number the better.Like I said it gets very tricky when you have rental property with many write-offs and different lenders allow some write offs to be put back into your income.This is just a general and simple way for beginners to get an idea if they will qualify for a mortgage.The smaller the payments the better and the less the debt the better to qualify for a mortgage.I have worked with several borrowers that have been denied a mortgage, from other mortgage companies, but I have been able to get approved.An important factor when talking to a loan officer is to ensure that they are able to understand how to calculate the proper income from an investors tax returns, as this can make or break an investors ability to qualify for a mortgage if not calculated properly.

They are quite common in FL Foreclosures....never seen one actually denied/overturned.

So this landlord that I was originally approved by then later denied by is a definite liar. 

Mom will pay the rent until then and she agreed to pay the fee for the dog poop (although the tenant denies having the dog) so I told her and the other tenants since the was apparently a stray dog to call animal control.When I called out the tenant and mentioned the poop fee - she denied having a dog.

I put in my first offer on a house (and got denied in about 1 or 2 hours) and it was a great learning experience.

The new reality is that we currently stand face-to-face with the very deflation risk that just about everyone denied could ever happen when Q1 outlooks were written.'

HE HAS HIS SECRETARY DO THIS...SOUNDS LIKE IT COMES FROM HER HOME (BABY CRYING IN BACKGROUND).THEY JUST WANT TO GET UNDERWRITING MONEY FROM YOU AND THEN FIND ANY, AND I MEAN ANY, REASON TO DENY YOU.

If the person has no idea what you're talking about, you can assume you're being tricked and you can deny that tenant immediately.Can you explain this logic to me.

If you need it and don't have it, if there's a fire, the insurer will probably deny the claim. 

Unfortunately, I keep being denied entry into the Rookie Podcast group, and the Bigger Pockets group.