I'll bet other title companies offer something similar to ORTouch, since historically Old Republic Title has been on the trailing edge of technology.

I have been wanting to get this going for years, been reading/studying on & off all this time and am now getting things going.After lurking on this forum for some time, I realize that my reading has focused on motivational books with little substance and I am now struggling to come to grips with the cold calculations of the REI experienced here on BP.

Your best bet is to try to get her to move out and squash whatever she owes you.

Ok - just taking back of the envelope type calculations, 50% of 1740 is 870, P&I on 90k @ 4.5% is 460, 870-460 = 410.

I'd bet this is 5300 Wonder.

Given this plan, be sure to calculate the cost of moving your entire family's belongings twice with the alternative of moving your family once, and instead paying an additional months PITI out of pocket on a vacant original property.

I don't know what that is, but simply plug your loan terms into any "loan amortization" calculator available through google search.

Oh, and for those who think that the transfer can be made at nominal value (like $1 or $10 or $100), the PA Dept of Revenue has a formula they use to impute a fair market value that will be the amount considered in the calculation of RTT - just because of people using nominal dollar transfers to try to circumvent payment of RTT.

I bet it’s banks and insurance companies…What’s the magic – they make money in the spread.

I bet with your experience you can offer a lot of great advice on construction!