I’ve been busily patting myself on the back for the amount of equity Ive built up in my portfolio and all my bills are paid and the cash flow I thought was good and just had someone else analyze my portfolio and their first response was that the equity is useless unless you plan to sell it or leverage it and my CoC was not good.

Exit plan is VA refinance, but I'm not unwilling to sell to satisfy all parties if necessary.

.  so long story short, I would go in with the plan to leave the rent the same but the willingness to reduce if they ask.

I have a handful a single family houses I am planning on owner financing.

Keep a keen eye on economic indicators, employment rates, and local development plans to gauge the overall health of the market.Maintenance Costs Can Sneak Up On You: It is easy to factor in property taxes, insurance, and regular maintenance, but unexpected repair costs can throw a wrench into your financial plans.

If seller are planning ahead, they usually want enough down payment to cover the recapture tax due in the first year.The real benefit I *think* (someone more knowledgeable than me please chime in here) is that if say he passes away after one year, the rest of balance due on would be 'stepped up' to the current value, so no tax due to the heirs.Dan Dietz

Traditional Duplex/Triplex/Quadplex: I grew up with plans to buy a plex and house hack it, ever since I got into REI in high school.

It is easy to say, for instance, I believe office conversion to apartment is too risky in this market, so if I received a deck from a syndicator for a project like that, in about 30 seconds I can see what the plan is, and then discard the deck.As always, appreciate your inputs in assessing passive investments.  

Hi Mark,What is your plan for the second property?

Are there any recommendations for a solid single resource to give a collective overview of home system life spans to support life cycle planning?