Finding creative ways to earn side income.

Non-QM loans are designed to accommodate borrowers with non-traditional income sources or those who may not meet the typical requirements of conventional mortgages.Here are some steps you can take to find a lender who might be a good fit for your needs:Mortgage BrokersLocal Banks and Credit UnionsReal Estate Investment GroupsOnline Mortgage PlatformsProfessional NetworkReal Estate Networking EventsWhen communicating with potential lenders, be transparent about your self-employed status, income, and financial situation.

Most of the time it is qualified by income, typically you need to make 80% or less of the area median income of where  you currently live. 

The terms are listed below: -9.5% Annual Interest; but you pay yourself the interest. -1-5 year terms-Up to 50% of your account balance can be loaned (50k max)One of the issues I see is that the account is funded with pre-tax dollars.

20-30% annualized returns for passive investors for a commercial development deal is common...and required to offset the related risks. 

So i guess what i was trying to say was its the highest median income as well as the safest ZIPCODE in that county?

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I am a high income professional blessed with a schedule which allows for significant time off I'd rather spend with my family and hopefully investing rather than selling real estate for the commission (I'd rather work extra at my job).  

I haven't been able to renovate the property like I had wanted (and thus charge higher rent) but it is income producing and we have a good relationship. 

How would you use that to replace your income of  $7,000 a month from your job?