Best practice is to have equity that you can sell if this happens or you are positive your W-2 income, good credit and equity position will allow you to refinance fast to another lender in the future if this happens.

This combination allows for a potentially strong cash flow potential.Section 8 Availability: Yes, Petersburg does participate in the Section 8 program, opening up another potential strategy for rental income.Revitalization Efforts: The city is actively undergoing revitalization, attracting new businesses and improving infrastructure.

Prop 19 allows someone over 55 to move the basis three times. 

This will allow me to expand faster without going bankrupt because without it I can’t buy 4 or more properties per month and I’ll go bankrupt.

DSCRs have a bit higher rate and fee structure than conventional financing, but it allows a prolific landlord to scale.

There are new regulations in California that allow tiny homes to be placed in backyards very easily.

We have a very low deductible ($1k) and I'm wondering what the norm is/should be for a rental?

Most of the specialty cost seg providers will do an upfront analysis and give you a range of the potential deduction and take into account your federal and state tax bracket to determine the tax benefit.  

(Sometimes to the HOA rules too, for example many don't allow rentals.) 

This can be particularly useful for getting location-specific estimates, which are crucial as costs can vary significantly depending on the area​.Home-Cost features a cost-to-build calculator that allows you to vary zip code, actual home design, and quality assumptions for more accurate cost estimates.