I'm late to the party, but I'd like to chime in here.My approach sort of splits the difference between J.

I'd love to connect, I'm based here in the Ohio market. 

I know that’s a factor also but whatever this community has I’d appreciate the advice please thx.

I’d imagine it does take a ton of patience.

I’d prefer to not approach a builder to co-sign on the loan (which I don’t see happening), and I’d also prefer to not inject too much more equity into the deal if I don’t have to. 

As for expanding, I'm 50 next year and I'd love to be able to retire in the next 5 years.I signed up for Tax-sale.info to see if I can find any bargains in single family homes etc.I prefer to buy and hold/rent rather than flip.

So about 1,100-1200 monthly expenses after groceries and other miscellaneous things I’d say.This is what I own:Bank: 35kCash: 7kInventory (business): 230kRobinhood brokerage: 27kFidelity Roth: 5.5kRoth 401k: 32kPersonal money market account: 15kBusiness money market account: 42kTotal liquid cash: $393,500Debt: -16,000 college loanHow should I go about investing this?

I’d find someone killing it and get them to show me the ropes by giving them value. 5 ways you can bring value to someone you want to learn from:Raise them money Bring them dealsManage their propertiesIntroduce them to connections Pay them for their timeThe question is what assets do you have that you bring to the table that’s valuable, to them?

If you haven't yet, I'd buy J Scott's book.

In looking at the allegations I'd say the primary red flag is the use of the word "guaranteed" when discussing returns.