Are all units located on one lot or multiple/independent lots?  

I have done a decent amount of independent reading and learning but that only goes so far. 

They need to shop for surplus lines type of insurance but most food independent brokers can help you.

And I am like @Russell Brazil if I don't like them or think we work together I simply fire them.. can be a shock for some clients .. but we are independent contractors we only have time to sell.. no way I am wasting my time with someone who I don't work well with.And I have had some pretty high maintenance clients over the years and its my job to determine if they are worth it..

I am personally getting my business started through a ROBS so I can eventually draw a paycheck and realize my independence from the corporate world.

@Curtis Bidwell - I'm glad to hear you've been able to handle conveyances independently, but this is dangerous in the extreme for anyone who is not intimately familiar with corporate principles, accounting matters, and even just the simple differences in the types of deeds and exemptions which may apply to each in various situations.

Yeah the lender is definitely the place to start I find that oftentimes independent lenders are able to offer better terms and lower fees, but shop around in your area to see what works best for you.

However, you are still an independent contractor, so you don't "work" for them. 

I have been eyeing Independence and Lee's Summit.

They will insure multiple four plexes in one community but not a five plex or larger.For larger than four plex you may need to consider consulting with an independent insurance broker.For PITI sake do these things first.