It has been a wild ride but I’m posting this to encourage people to act even in the setting of their busy schedules to take steps towards financial independence.

The county (unincorporated areas) is still the wild west of STRs. 

I would have to agree with what @Antonio Coleman said it might be worth your wild to get a hold of someone in your community (agents or whom ever else is a go getter in your community) to see if there are any other groups that focus solely what might be in line with your goals.  

If "investors" could borrow money with out any recourse, we would see nothing short of the wild west played out.  

After getting disclosure, I found that it is REO where an old lady, previous owner refuses to leave the house.

@Davey Wilde I work with Delanie with T&H Realty Services and she’s great.

If you find a deal that appears to offer 20% cash on cash(with or without financing, or whatever,) then you're missing something- like the roof will need replacing very soon, the likely tenant base is untenable, the house is hot with lead paint/asbestos, your sewer line was plumbed through your neighbor's basement because 50 years ago the neighbor's were super chummy and wanted to save some dough, but now the fancy lady who just bought the adjacent house has uncovered this fact and guess what!

I saw no criticism of billionaires that use tax dollars to fund their projects.Your extreme points of view suggest we live like wild animals.  

Gary Indiana a beautiful town I know haha has also seen over 100% price increases from 2020-2022 on multi units its wild. 

Some of them aren't very good at what they do and will wildly overestimate ARV and underestimate repair costs, so you need to be at least as good as a competent wholesaler if not better at determining current market value of a property "as is" and also the ARV using realistic comps, not the Zestimates or county tax records if you hope to buy a deal that actually makes sense.