Be sure to navigate around and check out all the great tools available.

I feel like they are lazy and not checking their work. 

Here is my thoughts and check me if I’m off:I think the real heart concern for my bride is the risk of over leverage and having some unexpected costs take us out financially.

They will be coming down over the weekend, and we will be checking out some properties in various neighborhoods to get a feel for the areas.An informed buyer is the best buyer!

We had someone go and check for damage.

not 2 months, no. usually a letter will let you get in for underwriting/ qualifying, and a 2-week pay stub required before closing. every lender that does fannie/ freddie will use standard fannie/freddie guidelines, but a lot of them have "overlays", which are additional guidelines imposed by their investors. check with your preferred mortgage professional to find out how they will handle things for your speicific scenario. 

Most borrowers never check. 

You may already know some of these, but check out some of the things happening in Detroit in 2024https://michiganchronicle.com/2024/01/03/major-developments-that-will-define-detroit-in-2024/While everyone will post their advice here, we take a more logical approach.

Thanks @Kyle Cox I will definitely Check it out.

Definitely recommend checking out Furnished Finder Traveler Search (https://www.furnishedfinder.com/housing/New-York/New-York/bu...) and Airbnb/VRBO 30+ day stays to get a sense of what is available in the areas you are looking and figure out how you can try and stand out