If we can save our client $500 - $1000 on one property, we thing that adds to their bottom line each year. 

However, you saved $24,000 by paying a lower premium for the last five years so you actually have $34,000 towards the roof replacement. 

Even 10% or 15% would allow us to get the kind of property we want since we want to save cash to put into the renovation.

Submit on my website and we ACH deposit into your account Inspection required to verify work completed Day 1: request Day 2: inspect Day 3: wire funds to investor (business days) DP Or Reserves required Minimum of 6 months liquid reserves - Checking/Savings-MMA/CD/etc.

I should be able to save roughly 1k a month of my salary.

With only one property, its not that big a deal and on 1200mo would save you $100-120mo. 

For the HELOC, I needed to open a checking and savings to become a member.

So in my mind, just paying extra principal beats using the LOC since I will save $4k by not using it ($10k in LOC interest minus the $6k difference in mortgage interest saved). 

I’ve been reading and saving for a few years.

Over my last two semesters I'm hoping to gain more knowledge and save up cash to hopefully purchase and move into a House Hack once I graduate.