Refinance & Repair:You could refinance the property and use the cash to take care of of the major capex items coming in the near future.

What would I need to propose to a new individual to bring into the deal as a guarantor during a refinance?

If you can get your rehab done quickly, prices are unlikely to change significantly and once you're refinance is complete you are set.

My loan officer needs a seasoning period of 6 months before I can get a rehab refinance loan  Do you know how to get a rehab refi loan on a “new purchase” in the Triad NC?

You can potentially do a cashout refinance and cash them out.

So I have got approved by a hard money lender and I was wondering how hard it would be or what obstacles I will be facing; to do the cash out refinance when I am done with the property while having a high DTI ratio.

Rates are much higher and I may not be able to refinance then.

Also, you could finance a BRRRR with hard money then refinance out - this strategy will likely require 30% of ARV as down payment, but you could likely find a hard money lender willing to allow a private loan for this or even some other collateral (payed off car, equity in another property, etc).

We are getting quotes for HELOC and Cash out Refinance with the hopes of holding the property and take advantage of the appreciation we are seeing in the Twin Cities Metro.

I've been told by plenty of people just to wait until I'm a few years older and I have more savings, but I am really wanting to get started as soon as humanly possible.Ideally, I am looking at private financing to purchase the property and then eventually refinance the property since I know the interest rates will be higher and I would like to pull some cash out to possibly fund another deal.