The few times I actually go into the branch the new tellers usually say something like "Oh you're Adrian Smude that people are always bringing you money." lol  One excuse I have gotten is "I can't make it to the bank during their hours because of my work schedule"@Jered Sturmas I stated above I've had no issues with my current system, but I've been wanting to switch to something like google wallet or another free online electronic account.  

If not, then you need to A: switch markets or B: switch your strategy. 

If you want to protect your assets, you put each property into a separate LLC.

Which would you rather have -- zero protection or a presumption of protection?

It is the most fair for everyone and protects the owner.Hope that helps!

., I always make sure I have the ability to protect myself. 

You are getting a good deal now but you get what you pay for, and you may find yourself wanting to switch when that time comes.

However, if you're thinking someone else will care more about protecting your money than you do, then it's time for a refresher course on human nature. 

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My next big decision is whether to pay off the mortgage aggressively and move the house into an LLC or corp for financial protection, or if I will go with an umbrella insurance policy and continue to invest in new properties.