The client needs to be attentive, and meet the tax pro half-way on availability and willingness to communicate.Also, there are no accounting emergencies.

So, you end up paying money to file the lawsuit which gets added to what they owe.

RE  Mortgage banker etc.2. criminal and credit back ground checks with redacted personal info IE SSI. but you want them to know your not an ex felon or did not pay your child support etc.3.

To make matters more challenging, my area has a low wage standard, making it tough to find opportunities that pay more than $10 an hour.

It sounds like you told her to pay yesterday, but didn't ask if she could pay.

They pay all the utilities.

We collect payments through our in-house loan servicing and pay underlying mortgage.  

If you borrow $100,000 and invest that in a property, you are paying the mortgage on the new property and the HELOC on the money borrowed.

Todd,A Reverse Mortgage or HECM loan is an Agency backed mortgage that allows you to access a portion of your equity with no payment required, the interest you're not paying gets added to the loan.

Now this number will change if the person pays off early, etc.