I really need the funds though, I'm living on SSI, wife is fighting breast cancer, medical bills soaring!!

Here is the kicker, the original lender attempted to collect the outstanding debt, eventually charged it off their books (which does not wipe the lien its an internal accounting measure) and sold the note down stream. 

I finally found a SFR that is within my parameters (been doing a lot of planning/ prep) and confirmed that theres no outstanding lien/ title issues, but I can't figure out my max bid offer.

What kind of loan options would be available already having an outstanding FHA loan?

That is outstanding and very appreciative.

On the other hand, is this a battle worth fighting right now for someone who is clearly struggling? 

(Here's why: https://www.biggerpockets.com/...)What I can help you with is introducing you to the outstanding Metro Atlanta real estate professionals that I've worked with for decades.

The quality of life here is outstanding and surely a big contributor to why it's seen so much growth for the last 20 years.

The reality is if it’s on the mls the deal already sucks so your going to need to bring a lot more value to me if we can do business than fighting over the over price scraps that everybody and their brother is bidding on .

An actual title commitment will show outstanding liens, a legal description including easements, and who has to do what in order to transfer clear title.